Beyond Bank4.12 - App Store

The official app of Beyond Bank Australia.

Designed to help you manage your money easily and safely on the move from the palm of your hand. As one of the largest, 100% customer-owned mutual banks, we aim to simplify banking with our award-winning app, recognised by Canstar as Customer Owned Bank of the Year - Digital Banking, 12 years in a row. Experience the latest version of our mobile banking app.

With our mobile banking app you can:

Manage your money with ease.
* View, create and schedule payments, open accounts, activate, cancel, order replacement cards, view your card details, and change your card PIN anytime. Increase and decrease your account transaction limits without needing to give us a call.

Pay your way.
* Create a PayID(R) using your email address or mobile number to send and receive money instantly. Block, allow, and restrict individual card functions, such as contactless transactions within Australia and internationally. Manage your PayTo(R) agreements and complete international transfers and payments from the palm of your hand.

Access personalised features.
* Use biometrics like Face ID and Touch ID/Fingerprint Unlock to log into the app securely. Personalise your dashboard. View your balance and transfer money between your accounts without needing to log into the app.

Track your spending and be in control of your finances.
* Use our spend tracker to track and compare your daily spending with previous months or use the search function to search transactions.

Watch your money grow.
* Enable the round2save feature on your account today, sit back, and watch your savings grow!

Travel with peace of mind.
* Notify us of your travel plans to improve your accounts' security while you are on the move.
Things you should know:
* You need to be registered for internet banking to use this Mobile app.
* We do not charge a licence fee for the app. However, you may incur data charges from your mobile network provider for downloading the application onto your mobile service. Check with your relevant service provider for more details. Whilst we endeavour to, the app is not compatible with all mobile devices or operating systems. To enjoy fee-free mobile banking you must download our iPhone app. Fee-free banking applies to transactions conducted on accounts other than a Bonus Saver, Double Interest Saver or Christmas Club Account using iOS 15.0 or later. iPhone and iPad are trademarks of Apple Inc. registered in the U.S. and other countries. Some Mobile and Internet Banking transactions require you to register for Secure SMS or a security token.

Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. (c) 2026.

For more information: http://www.beyondbank.com.au/banking/bank-with-us/mobile-banking.html

Version History To renew our focus on serving you and your community, we have refreshed the Beyond Bank brand and introduced a new message: Bank on Purpose.

Our mobile app's refreshed look reflects who we are today and the difference we strive to make for our members and communities.

What's changed:
* Updated branding and visual identity; colours, imagery and design elements
* Performance and reliability improvements

What's staying the same:
* Your accounts, cards, settings and banking services 4.12 Oct 1 Thanks to your feedback, we've added several new improvements to make the mobile app even better.

* Security enhancements and performance improvements
* Updated design elements incorporating Apple’s Liquid Glass styling
* Minor interface and page refinements 4.11 Sep 17 Thanks to your feedback, we’ve added several new improvements to make the mobile app even better.

* We’ve made content enhancements and bug fixes to ensure a smooth experience for our members. 4.10 Jun 9 Thanks to your feedback, we've added several new improvements and features to make the mobile app even better.

* We've made some security enhancements and bug fixes to ensure a smooth experience for our members. 4.9 Mar 24 Thanks to your feedback, we’ve added several new improvements and features to make the mobile app even better.

* Added support for Confirmation of Payee
* Refinement of the profanity filter for payment descriptions
* Bug fixes related to iOS 26 support 4.8 11/19/2025 Thanks to your feedback, we’ve added several new improvements and features to make the mobile app even better:

* We’ve brought back the Quick Balance widget
* A new profanity filter on outgoing payment descriptions
* Support for resizing the app on iPads
* A range of additional security and UX enhancements 4.7 10/29/2025 Thanks to your feedback, we’ve added several new improvements and features to make the mobile app even better.

* We’ve made some bug fixes to ensure a smooth experience for our customers. 4.6.1 08/27/2025 Thanks to your feedback, we’ve added several new improvements and features to make the mobile app even better.

* We’ve made several security enhancements and bug fixes. We also have brand new login backgrounds for you to choose from. 4.6 07/23/2025 Thanks to your feedback, we’ve added several new improvements and features to make the mobile app even better.

* We’ve made several security enhancements and bug fixes. You can now also view your session history in the app settings. 4.5 05/29/2025 Thanks to your feedback, we have added some additional features to make the mobile app even better.
* This release includes several new improvements and features to help you further personalise your experience. You now have the option for a light, dark, or tinted app icon for your phone’s dashboard. We’ve also added informative text on key app screens for an improved user experience. 4.4 03/13/2025 Thanks to your feedback, we have added some additional features to make the mobile app even better.

* This release includes several new improvements and features to help you further personalise your experience. You can now select a wallpaper of your choice for both the log in screen and the dashboard. We’ve also changed the way accounts look on the dashboard, allowing you to select which ones to display. 4.3 10/10/2024 Thanks to your feedback, we have added some additional features to make the mobile app even better.

* This release includes several new improvements and features. You can now create custom transaction listings in PDF format and view the accounts linked to your bank card. We've also updated the calculators in the app. 4.2 07/11/2024 Thanks to your feedback, we have added some additional features to make the mobile app even better.

* In this release, we have an updated search function to help you effortlessly discovery those harder to find features. We've also introduced a new Payday Countdown on your dashboard, giving you better visibility on when to expect your next pay. 4.1 04/10/2024 Thanks to your feedback, we have added some additional features to make the mobile app even better.

* In this release, we have made several improvements to the look and feel of the app. We now have a new log in screen with re-designed Quick Balance and Quick Transfer. The Main Dashboard has also been overhauled and can be customised to show your Accounts and Net Position. 4.0 01/31/2024 Thanks to your feedback, our award-winning app is now even better:

* In this release, we've made several improvements to existing features. You can now share transaction details on previous payments just like you can with newly made payments. Setting up a scheduled payment is now easier as we’ve made the button more visible in the payment flow. In the background, we have also squashed a few pesky bugs to keep the app running smoothly. 3.26 10/18/2023 Thanks to your feedback, our award-winning app is now even better:
* In this release, we've made improvements to existing features. You can now see your account number when you generate a Proof of Balance. Plus, sort through your PayTo agreements faster with improved UI. We have also squashed a few pesky bugs throughout the app. 3.25.1 07/12/2023 Thanks to your feedback, our award-winning app is now even better:

* In this release, we've made improvements to existing features. You can now see your account number when you generate a Proof of Balance. Plus, sort through your PayTo agreements faster with improved UI. We have also squashed a few pesky bugs throughout the app. 3.25 07/05/2023 Thanks to your feedback, our award-winning app is now even better:

* Digital cards have arrived! View your card details in app, new accounts with cards get instant access, and if you lose your card or it is stolen you can get a replacement instantly in the app while you wait for your physical card to arrive. 3.24 04/30/2023 Thanks to your feedback, our award-winning app is now even better:

* PayTo is finally here! - PayTo is a new digital way to pre-authorise payments directly from your bank account. It can be used to make one-off or recurring payments in real time. It works similarly to direct debits – but it’s much better! 
You can now manage your PayTo agreements within the App by navigating to Pay > PayTo Agreements.

* We've also made a few small tweaks and improvements to existing features. 3.23 03/30/2023 Thanks to your feedback, our award-winning app is now even better:

* You asked, we listened - you can now download your Proof of Balance for each account! This can be downloaded from the Account settings screen and shared as required.
* When making an NPP transaction, you can now choose to share your address with NPPA to assist in identifying you in the case of a fraud dispute on that transaction.
* And a few small tweaks and improvements. 3.22 12/12/2022 Thanks to your feedback, our award-winning app is now even better:

* Want to save even more? Now you can choose to round up to the nearest $1, $5 or $10.
* You can now see when you have a new Secure Message, save your messages as draft and return to them later, and mark messages as read or unread.
* We’ve moved some features from the Settings menu to the Accounts and Pay menus so they’re easier to find.
* And a number of other small tweaks and improvements. 3.20 06/28/2022 Thanks to your feedback, our award-winning app is now even better:

* If you regularly transfer between your own accounts, save yourself some time and try out our new Quick Transfer feature. A fast and easy way to transfer money between your accounts without logging in.

* Need to increase your transaction limits? Save yourself a phone call. You can now increase your account transaction limits right from the palm of your hand. 3.19 01/27/2022 Thanks to your feedback, our award-winning app is now even better:

* Open Banking is here. View your sharing requests, edit your sharing arrangements and withdraw consent any time you like

* Want to know the second your mate pays you back for drinks the other night? You can now set up alerts for whenever you receive an Osko payment, or for whenever an Osko payment fails and is returned to you. 3.18 11/03/2021 Thanks to your feedback, our award-winning app is now even better:

* Not sure which PayID to give to your mate after pizza night? You can now easily view a list of the PayID's linked to each of your accounts
* Our secure mailbox just received some TLC, check out the new layout! Also, you can now send and receive attachments, delete sent and received messages, and mark messages as read. 3.17 07/22/2021 Thanks to your feedback, our award-winning app is now even better:

* Need to add or edit a payee on the fly? You can now create or update a payee with ease using the new payee management screen
* You can now easily return to the dashboard after making a payment or notifying us of your upcoming travel plans
* You asked and we delivered. We restored the logout button to the accounts screen
* If our calculations are correct, you want more calculators! So we added an Exchange Rate and Borrowing Power calculator to the calculators screen. 3.16 05/27/2021